The website utangpera.ph (hereinafter referred to as - Site) owner and operator is "Pera Utang", (hereinafter referred to as - Owner). The Owner has the right to update, change or otherwise change the information and terms of the Site, both visual and content. The Owner also reserves the right to restrict free access to the Site at any time.

Visitor - a physical person who visits the Site (utangpera.ph) on the internet.

By visiting the Site, the Visitor agrees to the use of Cookies, Privacy and E-mail policies. The Visitor is deemed to have read and accepted these Terms and Conditions.

Stop using the Website if you have a claim to the Terms and unacceptable content, copyright references. Disputes between Site Visitors will be resolved in accordance with the laws and regulations of the Philippines.

The content of the Site is for an informational purpose. The information on the site does not constitute and cannot be construed as a specific offer, specific product, service, etc.

The Site provides information about services offered and provided by other legal firms. Specific, detailed, explanatory responses to the Visitor's request, interests (eg late payment claims, outstanding payment claims, Code of Conduct and responsible lending policy, disclosure of fees, including annual rates of interest, withdrawal policy, contact information, etc.), that occur while visiting the Site are available on the service provider's specific website.

The information contained in the Site and the functions performed do not deliver or are not responsible for potential errors of the Visitor, nor are responsible for the information of the Site that is appropriate for each Visitor.

The displayed information is considered to have an informational purpose and the owner is not responsible for the decisions or actions taken by the Visitor, made after visiting the Site and determining the amount of information or suggestions that done. Posting to the site.

The information on the Site is not independently verified, it is published based on reliable sources of information.

The costs specified on the Site are for informational purposes only, unless the site contains any other information. We recommend checking the costs before making a specific transaction on a specific service provider's site.

The owner has the right to place links to other physical and / or legally owned or managed websites, based on the Site may contain these types of hyperlinks, which include access to third-party websites as well as the possibility to inform or offer about third-party products, services, etc. offered. Regarding the content of the website offered by the third party, including, the parties that offer products and service offers, the Owner is not responsible and does not conduct any reviews. The Site is not responsible for the security of other websites. You should acknowledge that security on these sites may be different than the Site.

The owner of the Site does not assume any responsibility for the loss (direct, indirect or accidental) caused by the use of the Site, and assumes no responsibility for the information of the Site available on the web.< /p>

Information entered into the Site's request forms will not be disclosed to third parties.

You may view existing Site information and print it only for personal, non-commercial use.

Logos, trademarks and other works of authors published on the Site are copyrighted material protected by laws and regulations in force in the Philippines. These copyrights belong to the owner or other natural / legal persons.

No one other than "Pera Utang" has the rights to transfer or modify the information contained on the Site. It is prohibited to publish any of the Site material or any other type of use without the permission of the Creditor. In case of a violation of the rules, the copyrights damaged and dependent on the nature of the violation, the offender may be liable for civil, administrative or criminal liability under the laws of the Philippines.

It is forbidden to perform any kind of actions that can be targeted against the Site's system functionality, security and speed.

The Owner reserves the right to introduce any other terms of use for the Site at any given time effective when the new rules are published on the Site. The use of any published information on the Site after the changes means that the user agrees to all the rules on the Site.

Site rules do not affect other websites of physical / legal persons.

Check the Site terms regularly to see if they can be changed without notice. I have any questions, please send us an e-mail.

You can contact us by writing to the following e-mail address: perautang.ph@gmail.com.