Utang Pera is a financial (loan) comparison platform that brings together a team of professional financial specialists with more than ten years of experience to offer convenient and simple financial solutions for every life situation.

We help people around the world make the best financial decisions through our comparisons.

With Utang Pera, you won't be charged anything - so you can use it for free.

You can apply for a loan in any city in the Philippines

It is possible to apply for a loan at any time of the day, but the lender will only review the loan application during its business hours.

We humans are different, so each of us has our own rhythm and order of life. For this reason, the Utang Pera financial service is available at any time. Its operation is provided 24 hours a day, 7 days a week, so you can make the comparison at your convenience.

You need internet access, a mobile phone number and a passport to get a loan.

You need a passport or ID to get a loan. Check the lender's website for more information.

The maximum amount is determined by the type of loan, because, for example, choosing an instant loan can get a smaller amount with a shorter repayment period, while choosing a personal loan can get a larger amount of money.

On average, money can be received in a bank account within 15 minutes if the lender and the borrower have a bank account with a compatible bank.

In most cases, the decision is made immediately, but no later than 60 minutes later.

The money will be deposited into your account after your application is approved.

Yes, to get an offer on a long-term loan, you must fill out an application form (loan with a repayment term of up to 60 months).

Yes The loan can be repaid at any time. You can find out more information on the lender's website or in the loan agreement.

It is important to build a positive credit history for working with financial companies. By paying off the loan on time, you avoid late fees and interest, and increase your credit rating.

You can pay your loan at any bank branch in the Philippines and at self-service payment terminals.

Loan payments can be made through the Internet bank. More information on the lender's website.

If you have any problems with your loan repayment, please contact the lender personally to find the best solution.

Over 18 loans are given to people over the age of 18. However, most Internet lenders offer loans to people over the age of 20.

An interest-free loan is a loan in which the lender does not charge any money for using the loan, and the borrower pays back the exact amount of money he borrowed. For example, if you borrow ₱10.000 , you will return the same ₱10.000.

The annual percentage rate (APR) is the total amount of credit, which usually includes the interest rate, fees and other charges for the year, or other similar rate calculated in accordance with local law, expressed as a percentage.

If you have any questions, please contact us via e-mail perautang.ph@gmail.com or use our contact form.