PH
Cash-Express
Index
About Cash-Express
Cash-Express is a leading microfinance company that has changed the lending landscape in the Philippines since its establishment in 2019. With a strong online presence, Cash-Express empowers individuals and small businesses by providing accessible and hassle-free loans through their user-friendly platform.
They understand the financial needs of the local community and tailor their services to ensure fast approval and disbursement of funds, helping borrowers overcome financial constraints efficiently.
Backed by innovative technology and a dedicated team, Cash-Express aims to foster financial inclusion and enable economic growth by making loans more accessible to all of Filipinos.
Cash-Express loan terms and conditions
Carefully read the terms and conditions of the loan at Cash-Express. If they don't suit you, you can choose another company on our website.
| loan amount | ₱1000 - ₱20,000 |
| loan term | 7 - 14 days |
| interest rate | 0 - 1.9 % per day |
| approvals | 63 % |
| solution time | 30 min. |
| issuing time | 30 min. |
Loan processing options at Cash-Express
The following loan options are available from Cash-Express:
Online:
- Personal bank account
Cash-Express loan repayment methods
The following loan repayment methods are available at Cash-Express:
Online:
- Personal account at Cash-Express
- Bank transfer
E-Wallets:
- Gcash
- CLIQQ
Payment centers:
- 7-Eleven
Cash-Express loan requirements
To borrow money from Cash-Express, you must meet certain requirements for borrowers.
- Age 21-70 years old;
- Filipinos currently living in the Philippines;
- Currently employed or have a stable source of income;
- Have an active personal mobile number;
- Have an active personal bank account or personal e-wallet;
- Have any of the following IDs - Passport, National ID, Driver's license, SSS, UMID, Postal ID, PRC ID. (Note that you must provide the photo of at least 1 of the 7 Mandatory IDs and a selfie holding the same ID).
Cash-Express how to get an online loan
To get an online loan from Cash-Express, follow some simple steps:
- Registration: Go to Cash-Express and fill out the registration form.
- Get verified: Accept our call or wait for a decision in just a few minutes.
- Accept the loan: Once approved, the money will be deposited into your bank account.
Cash-Express is it legal and is it worth getting a online loan.
Introduction
Cash-Express, a prominent microfinance company established in 2019, has become a transformative force in the lending landscape of the Philippines. This review delves into the company's impact on financial accessibility, innovation, and its dedication to meeting the unique needs of the local community through a user-friendly platform.
Innovation and Accessibility (Rating: 4.5/5)
Changing the Lending Landscape - Cash-Express stands out for its commitment to innovation, leveraging technology to provide accessible and hassle-free loans. Since its inception, the company has been a key player in empowering individuals and small businesses. The strong online presence and user-friendly platform contribute to a commendable rating of 4.5 out of 5.
Tailored Services and Local Understanding (Rating: 4.5/5)
Meeting Local Financial Needs - Cash-Express understands the financial needs of the local community and tailors its services accordingly. This commitment ensures fast approval and disbursement of funds, enabling borrowers to overcome financial constraints efficiently. The emphasis on local understanding and responsiveness earns Cash-Express a solid rating of 4.5 out of 5.
Loan Terms and Conditions (Rating: 4/5)
Transparent and Accessible - Cash-Express maintains transparency in its loan terms and conditions, offering amounts ranging from ₱1000 to ₱20,000 with a loan term of 7 to 14 days. The interest rate, ranging from 0 to 1.9% per day, provides flexibility. While the terms are accessible, a slightly broader range of loan durations could enhance flexibility, resulting in a rating of 4 out of 5.
Inclusive Lending Criteria (Rating: 4.5/5)
Widening Financial Access - Cash-Express demonstrates inclusivity in its lending criteria, catering to a broad range of Filipinos. The age requirement of 21-70 years, coupled with the inclusion of various acceptable IDs, personal mobile number, and an active bank account or e-wallet, contributes to financial access. The company's commitment to inclusivity earns it a rating of 4.5 out of 5.
User-Friendly Loan Application (Rating: 4/5)
Seamless Process - Cash-Express ensures a seamless online loan application process, with registration, verification, and acceptance steps clearly outlined. The solution and issuing times of 30 minutes each demonstrate the company's dedication to prompt service. However, providing additional details on the decision-making process could enhance user confidence, leading to a rating of 4 out of 5.
Conclusion
In conclusion, Cash-Express emerges as a leading microfinance company in the Philippines, bringing financial empowerment through innovation and accessibility. With a commitment to meeting local needs and fostering financial inclusion, the company has made significant strides since its establishment in 2019.
Overall Rating: 4.3/5 (Good)
Cash-Express earns a commendable overall rating of 4.3 out of 5. The company's strengths lie in innovation, tailored services, and inclusivity. Minor refinements in loan terms and providing more insights into the decision-making process could further elevate the user experience.
Work schedule
Cash-Express operates according to the following schedule
| Monday: | 8am - 8pm |
| Tuesday: | 8am - 8pm |
| Wednesday: | 8am - 8pm |
| Thursday: | 8am - 8pm |
| Friday: | 8am - 8pm |
| Saturday: | 9am - 6pm |
| Sunday: | 9am - 6pm |
Contacts
| phone: | +63 939 919-5727 |
| email: | customersupport@cash-express.ph |
| official website: | cash-express.ph |
| address: | Level 10-1 One Global Place 25th Street Cor. 5th Avenue, Fort Bonifacio, Taguig City |
Cash-Express FAQ
answers from Cash-Express to popular questions
What is the maximum loan amount I can apply for with Cash-Express?
Cash-Express offers loans ranging from ₱1000 to ₱20,000, providing flexibility to address various financial needs.
How long does it take to get approval from Cash-Express?
Cash-Express aims for quick processing, with approvals typically taking a short period, usually within the same day.
Are there any specific requirements to borrow from Cash-Express?
Yes, Cash-Express requires borrowers to be aged 21-70, have a stable income, a personal operating bank account, and a valid ID.
Can self-employed individuals apply for a loan from Cash-Express?
Yes, self-employed individuals can apply, and providing supporting documents such as business registration (DTI) can enhance approval chances.
What repayment options does Cash-Express offer?
Cash-Express typically provides short-term loans with a repayment period of 7-14 days, offering quick and flexible repayment options.
John Castañeda
Chief Editor
An expert in financial products who has been studying the financial market in the Philippines for more than 10 years. He uses his experience and expertise to create expert reviews of Fintech companies and analysis of the Philippine financial market.
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